The Frugal Tourist: How to Plan a Cruise on a Budget: Smart Ways to Save Money

Cruising doesn’t have to break the bank. With careful planning and smart choices, you can enjoy an incredible cruise vacation without overspending. From booking at the right time to finding hidden deals, here’s how to save money on your next cruise.

1. Book Early or Look for Last-Minute Deals

Early Booking Advantage: Many cruise lines offer discounted rates and perks (like free onboard credit) when you book 6–12 months in advance.

Last-Minute Deals: If you’re flexible, cruise lines slash prices on unsold cabins within 60–90 days of departure. Check cruise deal websites for last-minute discounts.

2. Choose the Right Cruise Line and Itinerary

Budget-Friendly Cruise Lines: Consider affordable lines like Carnival, MSC, and Royal Caribbean, which offer great experiences at lower prices.

Shorter Cruises: 3–5 day cruises are significantly cheaper than week-long or extended voyages.

Avoid Peak Season: Sailing during the off-season (e.g., September–November for the Caribbean) can save you hundreds of dollars.

3. Opt for an Interior or Guarantee Cabin

Interior Cabins: These are the cheapest rooms on the ship and still give you full access to cruise amenities.

Guarantee Cabins: You don’t pick your exact room, but you’ll get a cabin in the category you booked (or sometimes even an upgrade) at a lower price.

4. Skip the Cruise Line’s Excursions

DIY Excursions: Research ports in advance and plan your own activities instead of paying for expensive cruise-organized tours.

Use Local Tour Companies: Independent operators often offer the same excursions for less money.

Explore on Foot: Many ports have attractions within walking distance, allowing you to explore for free or cheaply.

5. Take Advantage of Free Onboard Activities

Cruise ships offer tons of free entertainment, from Broadway-style shows to trivia contests and dance classes.

Use the pools, fitness centers, and onboard games instead of paying for premium experiences.

Skip the pricey spa and look for free wellness activities like yoga or meditation sessions.

6. Avoid Overpriced Drinks – Get a Beverage Plan or BYOB

Buy a Drink Package in Advance: If you plan to drink alcohol or specialty coffees, a pre-paid package can save you money.

Bring Your Own Drinks: Many cruise lines allow you to bring a limited amount of wine or soft drinks. Check the cruise’s alcohol policy.

Drink for Free: Attend captain’s welcome parties, art auctions, or other events where complimentary drinks are offered.

7. Skip Specialty Dining & Enjoy Free Food

Most cruise ships include unlimited meals in the main dining room, buffet, and casual eateries—no need to pay extra for specialty restaurants.

Take advantage of room service (if free) or order multiple entrees in the main dining room instead of paying for upscale dining options.

8. Cut Down on Wi-Fi Costs

Cruise ship Wi-Fi is expensive! Instead of paying for a full cruise internet package, use free Wi-Fi at ports or cafes when docked.

Some cruise lines offer discounts on Wi-Fi if purchased before departure.

9. Watch Out for Hidden Fees

Tipping & Gratuities: Many cruises add daily gratuities to your bill. Check in advance so you’re not surprised.

Laundry Costs: Bring a small bottle of detergent for handwashing clothes to avoid expensive ship laundry services.

Souvenirs & Photos: Cruise ship photographers charge high prices for printed photos—use your phone for great shots instead!

10. Travel with a Group for Discounts

Many cruise lines offer group discounts when booking multiple cabins.

Some promotions include free onboard credit or even a free cabin if you book a certain number of people together.

11. Use Loyalty Programs & Credit Card Rewards

Use Travel Credit Cards: Earn points for flights, hotel stays, or even cruise discounts by booking with a travel rewards credit card.

12. Drive Instead of Flying to the Port

If you live near a cruise departure port, driving can save you hundreds on airfare.

Look for off-site parking deals near the port to save on expensive cruise terminal parking.

Final Thoughts

A dream cruise vacation doesn’t have to cost a fortune. With smart planning, you can enjoy all the excitement of a cruise while keeping costs low. From choosing an affordable cabin to taking advantage of free activities, these tips will help you cruise on a budget without sacrificing the fun.

Ready to book your next cruise? Let me know if you need more budget-saving tips!